If your spouse already has a super account

Whether your spouse is working now or if they have worked in the past, chances are they already have a superannuation account . In fact, they may have several accounts.

By consolidating super into a plan such as the ESP with Plum, you may be able to achieve a more streamlined approach to your combined super savings strategies. You and your spouse may:

• consolidate your spouse’s account - or accounts – into one ESP account and save on multiple fees and insurance premiums and reduce the associated paperwork²;
• use the same website and same team of professional consultants – who can access the details of both of your superannuation accounts - and provide information online or over the phone;
• use the same team of professional investment managers to cover all of your investment needs; and
• direct your spouse’s employer to pay regular SG contributions into their ESP account – plus many other types of contributions, such as:
  • Government co-contributions;
  • personal contributions;
  • spouse after-tax contributions; and
  • contribution splitting.

² See Terms and conditions or download The power of ² brochure for additional information. Before you make any decisions about consolidating your super, you should consider all exit fees, penalties and other charges that may be applied and any changes to your insurance benefits. You should assess whether this information is appropriate for you and consider talking to a financial adviser.

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