Plum Pension

At Plum, we take care of our members' superannuation, investment and financial needs for their whole journey to, and in, retirement. The Plum sponsored, MLC MasterKey Pension Fundamentals (Plum Pension) is one of the many ways we help our members with this journey.

The Plum Pension is essentially two solutions in one:

1. Transition to retirement

With the transition option, you can keep working and putting super contributions into your Plum account while also drawing down on your super.

2. Retirement income

With the retirement income option, you can transfer other funds into your pension account, select the appropriate investment strategy and determine the amount and frequency of your regular pension payments.

You can even make lump sum withdrawals, subject to certain conditions.

Key features of the Plum Pension include:

• An extensive investment menu including:
  • 45 MLC and external investment options;
  • Sector and diversified multi-manager options; and
  • Single manager options focused on specific investment market sectors.
• Competitive fees.
• Fee refunds based on a your entire Plum and MLC MasterKey balance, including any family linked portfolio and any balance remaining in the Plum Superannuation Fund or other funds administered by Plum.
• Flexible pension payment methods and frequency:
  • Weekly;
  • Fortnightly;
  • Monthly;
  • Quarterly;
  • Half-yearly; or
  • Yearly.
• The Plum Pension is issued by one of the leading financial services providers – MLC via the MasterKey Fundamentals Pension (the Trustee is MLC Nominees Ltd).
• When you call a Member Services Consultant, they will know whether you hold a Plum Pension account and will refer pension queries immediately to MLC without you needing to make an additional call. Calls to MLC will also be able to be referred back to Plum if you have a query about your Plum account balance.

Want to know more?

For more information, download:

BT Wholesale Global Fixed Interest Fund is not available from 5 December 2008

Lazard International Share Fund is not available from 10 September 2008.

	Plum Pension (short form) Product disclosure statement (PDS) (PDF 2.86MB)
	Financial services guides - Administrator version (PDF 320KB)

 

For a copy of the (Long form) PDS or to be put in touch with a financial planner, please call a Member Services Consultant:

Phone:		1300 55 7586
Email:		service@plum.com.au

For detailed information on the Plum sponsored MLC MasterKey Pension Fundamentals (Plum Pension), our Member Services Consultants will transfer you through to MLC.

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Top questions

How do I start a Plum Pension? Is my Plum Pension account provided by the Plum Superannuation Fund? Can I check my Plum Pension membership details?

Contact us
Online:		Contact us form
Phone:		1300 55 7586
Fax:		1300 99 7586
Email:		service@ plum.com.au
Mail:		GPO Box 63 Melbourne Vic 3001