Plum Personal Plan (PPP)

What is the PPP? The PPP is part of the Plum Superannuation Fund. It is one of the many products available to help you get the most out of your super. The PPP has been designed to enable members to stay with Plum, even after they have left their employer.

Some of the key features of the PPP may include:

• no entry fees;
• the option to apply for death, Total and Permanent Disablement (TPD) and salary continuance insurance cover;
• using BPAY^® to make non-concessional contributions;
• competitive fees* including wholesale investment fees;
• being able to continue to grow your super with employer or personal contributions;
• access to a wide range of investment options;
• continued 24 hour, 7 days a week access to your superannuation account using the Plum website and automated telephone service; and
• automatic transfer of your insurance cover** at group premium rates (if you have transferred from an employer plan within the Plum Superannuation Fund).

® Registered to BPAY Pty Ltd ABN 69 079 137 518

	Who is Plum? Choose your investment mix Consolidate your superannuation Check out the 'Plum Personal Plan' webcast
	Or have a look at the news hub article on the Plum Personal Plan

How do I join the PPP?

There are two ways to join the PPP:

1. You leave your Plum employer plan in the Plum Superannuation Fund ABN 20 339 905 340 and you have a benefit entitlement of $2,000 or more, your benefit will be automatically transferred to the PPP if you don't choose another superannuation fund***. You will have continued access to many of the services that are available to you in your employer plan.
   
2. You choose to join the PPP by completing an application form if you want to join Plum for the first time or your current employer fund doesn't offer an automatic transfer.

Do you have more than one super account?

If so, you may want to consider transferring these into the PPP. By doing so, you will avoid paying multiple administration fees and insurance premiums - and you only need to review one statement.

Simply download a Consolidate your superannuation benefits form from the Forms and Publications section and follow the steps!

Need help with tricky financial decisions?

Enlisting the help of a financial adviser may take the hard work out of making financial decisions. The process is simple. All you need is to decide whether you would like:

• one-on-one personal financial advice on a fee-for-service basis, the first consultation at no cost to you****; or
• general financial advice over the phone - at no cost to you****.

For further information on financial advice, go to the Financial Advice section of the website.

Next Steps

For further information on joining the PPP go to the Forms and Publications section of the website. Alternatively, contact a Member Services Consultant:

Phone:		1300 55 7586
Email:		service@plum.com.au

Disclaimers * Other fees apply as outlined in the PDS. ** Plum will transfer your death or death and TPD cover if your membership from your employer plan (in the Plum Superannuation Fund) is automatically transferred to the PPP subject to some conditions. Refer to the PDS for more details. *** After your employer notifies Plum that you have left them, your benefit will be transferred to the PPP 30 days after we write to you. **** The Trustee has entered into an agreement with GWM Adviser Services Limited ABN 96 002 071 749 AFSL 230692 (GWM Adviser Services) to provide advice services. Plum, the Trustee and GWM Adviser Services are part of the National Australia Group of companies.

Our products and services

Employers What we offer to your employees Conversion process Education More services  Members What we offer you Investment options Education Transfer my super to Plum  Products Plum Pension Plum Personal Plan Eligible Spouse Plan Services Financial advice services Choice of fund What is choice of fund? Fund comparison Compliance statement Fund selection tips

Top questions

How do I join the Plum Personal Plan (PPP)? Can I have insurance cover in the PPP? What happens if I leave my employer and my benefit is less than $2,000?

Contact us
Online:		Contact us form
Phone:		1300 55 7586
Fax:		1300 99 7586
Email:		service@ plum.com.au
Mail:		GPO Box 63 Melbourne Vic 3001