Plum Personal Plan (PPP)

PPP is one of our many products available to help you get the most from your super.

PPP members have a choice of investment, insurance, contribution and communication options.

Features of PPP:

• No entry fees.
• The option to apply for death, Total and Permanent Disablement (TPD) and salary continuance insurance cover.
• Using BPAY^® to make non-concessional contributions.
• Competitive fees* including wholesale investment fees.
• Continue to grow your super with employer or personal contributions.
• Access to a wide range of investment options.
• Continued 24 hour, 7 days a week access to your superannuation account using the Plum website and automated telephone service.
• Access to financial advisers through Momentum Financial Advice**.
• Tools to help you understand your super with educational programs and publications.
• Regular updates on superannuation topics with our Mail2Me email subscription service.
• Access to Member Services (via our automated telephone service, website, Member Services Consultants, mail and fax).
• Automatic transfer of your insurance cover*** at group premium rates (if you have transferred from an employer plan within the Plum Superannuation Fund).

® Registered to BPAY Pty Ltd ABN 69 079 137 518

There are two ways to join the PPP:

1. You leave your Plum employer plan in the Plum Superannuation Fund ABN 20 339 905 340 and you have a benefit entitlement of $2,000 or more, your benefit will be automatically transferred to the PPP if you don't choose another superannuation fund****. You will have continued access to many of the services that are available to you in your employer plan.
   
2. You choose to join the PPP by completing an application form if you want to join Plum for the first time or your current employer fund doesn't offer an automatic transfer.

For more information, download:

Vanguard have introduced new buy/sell spreads for the Vanguard International Shares Index Fund (hedged), the Vanguard Index Diversified Bond Fund and the Vanguard Australian Fixed Interest Fund effective from 1 June 2009. For further details log on to the Member section of the site or call
1300 55 7586.

BT Wholesale Global Fixed Interest Fund is not available from 5 December 2008

Lazard International Share Fund is not available from 10 September 2008.

Binding death nominations are now available in the Plum Personal Plan.

	Product disclosure statement (PDS) (PDF 606KB)
	Financial services guides - Trustee version (PDF 212KB)
	Financial services guides - Administrator version (PDF 320KB)

or contact a Member Services Consultant:

Phone:		1300 55 7586
Email:		service@plum.com.au

*		Other fees apply as outlined in the PDS.
**		The Trustee has entered into an agreement with GWM Adviser Services Limited ABN 96 002 071 749 AFSL 230692 (GWM Adviser Services) to provide advice and mortgage broking services. Plum, the Trustee and GWM Adviser Services are part of the National Australia Group of companies.
***		Plum will transfer your death or death and TPD cover if your membership from your employer plan (in the Plum Superannuation Fund) is automatically transferred to the PPP subject to some conditions. Refer to the PDS for more details.
****		After your employer notifies Plum that you have left them, your benefit will be transferred to the PPP 30 days after we write to you.

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Top questions

How do I join the Plum Personal Plan (PPP)? Can I have insurance cover in the PPP? What happens if I leave my employer and my benefit is less than $2,000?

Contact us
Online:		Contact us form
Phone:		1300 55 7586
Fax:		1300 99 7586
Email:		service@ plum.com.au
Mail:		GPO Box 63 Melbourne Vic 3001