Products & services

 Contribution Options

The SuperStream reforms have changed the way contributions can be made. Under SuperStream, employers must make contributions on behalf of their employees by submitting data and payments electronically in a consistent and simplified manner.

SuperStream is mandatory for all employers from 1 July 2016.

To assists employers with preparing for SuperStream, the ATO has prepared a step by step guide that may be helpful.  

SuperStream Contribution and Payment Instructions

Participating employers whose default super fund is with Plum Super

We have worked with NAB to develop a SuperStream Standard-compliant clearing house solution, NAB Super Pay. NAB Super Paywill simplify superannuation processing and make it easier for employers to comply with SuperStream requirements.

Please contact your Relationship Manager or Client Services Associate for the latest information.

Instructions

•    Please continue to use your existing file format and processes to submit data
•    Make the matching payment by EFT on the same day
•    A unique payment reference number must be provided on both the payment and
      contributions data file
•    In the future, your SuperStream Standard needs can be met through NAB Super Pay
•    From 3 November 2014, you may need to have in place a Transition-in Agreement with
      the Trustee. Your Relationship Manager will be in touch if this applies to you.
•    If you're planning on changing your clearing house or payroll file format, let us know
      as soon as possible to ensure a smooth transition.


Other medium to large employers (those with 20 or more employees)

•    SuperStream compliant contributions must be sent through a clearing house. We can
      accept contributions from all clearing houses.
•    If you do not have a designated clearing house, check out NAB Super Pay.
•    For more information regarding NAB Super Pay, please call1300 338 767 during
      business hours, Monday to Friday.

Other small employers (those with 19 or fewer employees)

SuperStream compliant contributions can be sent through a clearing house. We can accept contributions from all clearing houses.

If you do not have a designated clearing house, check out NAB Super Pay.

For more information regarding NAB Super Pay, please call 1300 338 767 during business hours, Monday to Friday.

Alternatively, small employers can check out the ATOs Small Business Superannuation Clearing House. For more information regarding the ATOs Small Business Superannuation Clearing House, please call 1300 660 048 during business hours, Monday to Friday.

Instructions for Clearing Houses

•    Upload to your portal one data file per employer in a CSV or TXT file format
•    Make the matching payment by EFT on the same day
•    Obtain the fund bank account details by using the ATO Fund Validation Service
•    Let us know a data file is ready to be downloaded: email us at
      plum.etransactions@nab.com.au
•    A unique payment reference number must be provided onboth the payment and data
      file.