Government changes to insurance in super

Impacting inactive and low balance accounts.

Want to keep your insurance in super?

Super balances under $6,000

Your insurance cover may be cancelled if you have a balance under $6,000.

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Inactive super accounts

When your super hasn't received a contribution or a rollover for over 16 months.

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Government changes to insurance in super

If you’ve recently received a letter from us about Government changes which may impact your insurance in super, learn more about the changes here and what you can do.

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Think ahead. Act now for the future

Things to know and consider when reviewing what type of insurance cover you need to help protect your financial future.

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Benefits of insurance in super

Insurance within your super can be an easy way to pay for life insurance cover without impacting your take home pay.

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Useful terms and info

Need to understand more about insurance product names and terms?

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Are you aware of the future of insurance in super?

28:43 Recorded 11 June 2019

Join nabtrade's Gemma Dale and MLC's Helen Murdoch to learn more about the recent Government changes to insurance in super. Listen and discover more about whether your super account will be impacted.

  • Information current as at 21 June 2019. This communication has been prepared by NULIS Nominees Australia Limited (‘NULIS’) ABN 80 008 515 633 AFSL 236465, in its capacity as trustee of the MLC Super Fund. NULIS is a member of the National Australia Bank group of companies (‘NAB Group’). Where insurance cover is provided through policies issued by MLC Limited to NULIS, please note that MLC Limited is part of the Nippon Life Insurance Group and not a part of the NAB Group of Companies and MLC Limited uses the MLC brand under licence. An interest in the MLC Super Fund, including interests arising from insurance cover, doesn’t represent a deposit or liability with the NAB or other related bodies corporate of NAB nor is it guaranteed by NAB. Any advice provided and information in this communication is of a general nature only and does not take into account your objectives, financial situation or needs. Before you make any decision, you should obtain professional advice from your licensed financial adviser. Any opinions expressed constitute our views at the time of issue and are subject to change.


Protect the financial security of you and your family

If something were to happen to you, would your partner, children or other family experience financial difficulty?

  • If you were to die
  • If you were unable to work for the rest of your life
  • If you were temporarily unable to work

If you have answered yes to any of these questions you should ensure you have sufficient insurance.  


If you prefer to talk to someone about your super, we also provide assistance over the phone.

We understand that every member is unique and as such offer varying levels of phone support to ensure you receive the service best suited to your needs.

Call us on 1300 55 7586 between 8.00am and 7.00pm AEST (8.00pm daylight savings time), Monday to Friday

Please note: If your insurance arrangements are complex you may not have access to the Insurance Advice Calculator but you are still able to call us for help.

Important information

An interest in the MLC Super Fund ABN 70 732 426 024 (Fund) is issued by NULIS Nominees (Australia) Limited ABN 80 008 515 633 AFSL 236465 (Trustee). This material has been prepared by the Trustee and it contains information that is general in nature. The information does not take into account your objectives, financial situation or needs. Before acting on the information you should consider whether it is appropriate having regard to your personal circumstances and seek licensed professional advice. It is recommended that you consider the relevant Product Disclosure Statement (PDS) before you make any decisions about your superannuation. To obtain a copy of the relevant PDS, call us on 1300 55 7586. None of the Trustee or any other company in the National Australia Bank Group of companies accepts any liability whatsoever for any decision that is made on the basis of or in reliance of the information contained in this material. Please note that the information contained in this material is believed to be current as at 1/7/2016. Any changes in the law or policy subsequent to this date have not been incorporated.