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MySuper investment performance update

Fund and market update with Jonathan Armitage, Chief Investment Officer

Performance update for the year to 31 December 2021

Chief Investment Officer, Jonathan Armitage, discusses the returns from your superannuation funds, and the economic and investment outlook for 2022 and beyond.

 


 

Latest investment returns to 30 April 20221

Login to see the investment options and performance returns for your plan.
 

Returns to 30 April 2022
Returns (%) Annualised Returns (% p.a.)
1 month 3 months 1 year 5 years 10 years
MySuper2
         
MySuper Growth Portfolio -0.7% 1.0% 6.8% 7.2% NA3
MySuper Conservative Growth Portfolio -0.6% -0.3% 3.5% NA3 NA3
MySuper Cash Plus Portfolio 0.0% -0.1% -0.4% NA3 NA3
Pre-mixed investment options
         
Pre-mixed Conservative -0.6% -0.8% 1.1% 2.9% 4.3%
Pre-mixed Cautious -0.6% -0.2% 3.4% 5.0% 6.3%
Pre-mixed Moderate -0.6% 0.8% 6.1% 7.0% 8.2%
Pre-mixed Assertive -0.8% 1.0% 6.9% 8.0% 9.5%
Pre-mixed Aggressive -1.1% 1.4% 7.8% 9.3% 10.8%

 


 

Past performance is not a reliable indicator of future performance. The value of an investment may rise or fall with the changes in the market. The performance returns in this communication are reported after deducting investment fees and tax but are before deducting administration fees and costs. Performance returns are annualised for periods greater than one year. For details of relevant fees and costs, refer to the PDS and Investment Menu available via your online log in on Forms and publications.

Plum MySuper uses a combination of the three investment portfolios (MySuper Growth, MySuper Conservative Growth, MySuper Cash Plus), to provide a mix of growth and defensive assets which changes depending on your age. When you’re under age 55 you’ll be 100% invested in MySuper Growth. From age 55, we add a second portfolio, MySuper Conservative Growth, where a portion of your MySuper balance will be invested. Shortly after you turn 62, you’ll be invested across three portfolios, with a portion of your MySuper balance invested in MySuper Cash Plus.

The MySuper investment strategy changed from a single diversified to a lifecycle strategy on 22 March 2019. The returns for the MySuper growth portfolio for the period before 2019 are based on the previous single diversified investment strategy. The return for 2019 is based on the return achieved from 1 July 2018 to 22 March 2019 with the single diversified strategy, and the return achieved from 23 March 2019 to 30 June 2019 is based on the lifecycle investment strategy. The return for 5-years is based on return of the MySuper product over that period which had different investment strategies.

The MySuper Conservative Growth and MySuper Cash Plus are new portfolios that were formed when the MySuper product investment strategy changed to a lifecycle strategy on 22 March 2019. Therefore there is no 5-year performance history for MySuper Conservative Growth and MySuper Cash Plus portfolios.

Please note that the table above shows investment performance for the most recent calendar month for which data is available. However, performance commentary on this page relates to the most recently completed calendar quarter; for example - for the three months ending 30 September 2021.

Important information

This information is provided on behalf of MLC Investments Limited ABN 30 002 641 661 AFSL 230705)(“MLCI”) as responsible entity of a series of MLC managed investment schemes and NULIS Nominees (Australia) Limited ABN 80 008 515 633 AFSL 236465 (NULIS) as Trustee of the MLC Super Fund ABN 70 732 426 024. MLCI and NULIS are part of the IOOF Group of Companies, comprising IOOF Holdings Ltd ABN 49 100 103 722 and its related bodies corporate (IOOF Group).

This information is general in nature and has been prepared without taking account of an investor’s objectives, financial situation or needs. Because of that, investors should consider obtaining independent advice before making any financial decisions based on this information.

Investors should obtain the relevant Product Disclosure Statement before making any decision about whether to acquire or continue to hold the product. A copy of the Product Disclosure Statement or other disclosure document is available on mlc.com.au or plum.com.au.

Past performance is not a reliable indicator of future performance. The value of an investment may rise or fall with the changes in the market.

Any opinions expressed in this presentation constitute our judgement at the time of issue and are subject to change. MLCI and NULIS believe that the information contained in this communication is correct and that any estimates, opinions, conclusions or recommendations are reasonably held or made at the time of compilation. However, no warranty is made as to their accuracy or reliability (which may change without notice) or other information contained in this presentation. Any projection or forward looking statement (‘Projection’) in this communication is provided for information purposes only. No representation is made as to the accuracy or reasonableness of any such Projection or that it will be met. Actual events may vary materially.