Insights
The first home super saver scheme: a handy guide for homebuyers
5 December 2023
The First Home Super Saver Scheme is a valuable initiative to help first-time buyers overcome the challenges of entering the property market.
Are you retirement ready? Six tips for retirement wellbeing
5 December 2023
Retirement is one of the most significant milestones in our lives, representing the culmination of years of hard work and dedication to a career. To ensure you're as prepared as you can be for a fulfilling retirement, consider these six tips for retirement wellbeing.
Mortgage vs super: where should I put my extra money?
5 December 2023
It’s a dilemma many of us face – are we better off directing extra money to our mortgage or super? As with most financial decisions, it’s not a one-size-fits-all-approach.
Helping your parents financially while saving for retirement
5 December 2023
We address how you can provide for your parents financially while still securing your own financial future.
Am I eligible for the Age Pension?
5 December 2023
Whether you're on the cusp of retirement or just curious about what the future holds, understanding your eligibility for the Age Pension is a very important aspect of retirement planning
How to help grow your money through compound interest
5 December 2023
Compound interest enables you to earn interest on interest which is accumulated over time. We look at how you can make the most of it.
A note from dan
30 November 2023
The great economic fear over what may happen in the Middle East relates to the potential for a conflict that goes far beyond Israel and Hamas, which would likely send the oil price skyrocketing. However, it’s also possible that oil prices would not remain elevated for an excessively long time.
A note from dan
10 October 2023
China’s decades-long economic model has seemingly reached its limits. Despite this, potential returns from Chinese shares may be more promising now than in the years when the country’s economy was growing at thumping rates.
Pros and cons of investing in cryptocurrency: a simple guide
21 August 2023
Considering investing in cryptocurrency? We look at the pros and cons to help you make an informed decision on whether it’s right for you.
Investing in the sharemarket: what you need to know
21 August 2023
Investing in the sharemarket can offer a simple way to grow your wealth. We look at strategies to help reduce risk and some things to be aware of.
8 signs that indicate you are smart with money
18 August 2023
Anybody at any income or asset level can practice financial discipline and smart money habits. Are you smart with money? We look at the eight signs that may indicate you are.
Five rules of money management
18 August 2023
No matter your income level or financial goals, everyone can benefit from developing strong money management skills. Here are five rules of money management that can help build a solid foundation for financial wellbeing.
Help your retirement funds last the distance
18 August 2023
Retirement is a time that many Australians eagerly anticipate, providing plenty of time to pursue hobbies, do more travelling, or simply kick back and enjoy the fruits of your labour. We outline key strategies to help boost and preserve your retirement savings, to help you achieve long-term financial security throughout your golden years.
Maximising investment property tax deductions
18 August 2023
Investing in real estate has long been a popular choice for Australians seeking to build wealth and secure their financial future. We have outlined the key mechanisms available to investment property owners in Australia to help maximising deductions.
Super changes from 1 July 2023
18 August 2023
There’s been a series of super changes in recent months. Here’s a brief outline of key changes and what they could mean for you.
The essentials of estate planning
18 August 2023
Estate planning is a fundamentally important aspect of financial and legal management, as it enables individuals to ensure the orderly distribution of their assets after they pass away. We explore the essentials of estate planning in Australia, including key components, legal considerations, and the importance of seeking professional guidance.
50/30/20 budgeting strategy
2 June 2023
The 50/30/20 budgeting strategy requires you to designate a portion of your earnings to three categories. We look at how it works and some areas to consider.
7 smart money moves to make in your 20s and 30s
2 June 2023
Whether you want to buy a house, build up your retirement nest egg or spend time travelling the globe, these 7 financial tips will help set you up for a better financial future.
How to take control of your spending habits
31 May 2023
Take control of your finances with these tips to control your spending. From paying down debt to setting monthly budgets, here’s how to take back control of your spending habits.
Keeping your physical and mental wellbeing in retirement
31 May 2023
Retirement can cause a range of emotions so it’s important to not only prepare yourself financially but also emotionally.
Protect yourself against romance scams
31 May 2023
Dating and romance scams are very destructive – both financially and emotionally. Don’t let them break your heart or wallet. Stay one step ahead of romance scams with these tips.
Protecting yourself from super and investment scams
31 May 2023
Super and investment scams can be devastating for those who fall victim to them. We look at some of the most common and how you can protect yourself.
Potential tax savings through super
31 May 2023
Here are five super strategies that could help you save tax before end of financial year.
Protecting your super
31 March 2023
The Protecting Your Superannuation legislation is designed to protect your super savings from being eroded, particularly if you have a low account balance. These changes became effective on 1 July 2019. If your super balance is less than $6,000 or you have insurance through your super, it’s worth understanding how these changes may impact you.
7 Tips for Super Savvy Women
7 March 2023
Here are 7 super-savvy tips that can help close the financial gap for a more secure future. #IWD2023 #CrackingTheCode
Investing in ESG for a sustainable future
12 December 2022
Issues around environmental, social and governance investing are hot topics for business and corporates. As an organisation, we are tackling ESG and responsible investing head on, with two new senior leadership roles and a range of exciting initiatives that will guide our investing in a sustainable future.
Building an emergency savings fund
11 November 2022
With the number of unpredictable events that have happened in the past few years from COVID to inflation, being financially prepared for a crisis has never been more important.
Is your super invested the way you want?
11 November 2022
Understanding the different types of investments in super and how they work, may help you decide if your current investment approach is right for you.
How to deal with rising inflation
11 November 2022
In this article we look at some of the ways you can offset inflation by continuing to invest, increasing your income or reducing expenses.
A message from Steve Gamerov, Head of Diversified Portfolio Management
8 November 2022
It’s certainly been a year of ups and downs in investment markets. Continuing the widespread trend that began earlier this year – inflation, rising interest rates, and energy were once again the main challenges for the quarter ending 30 September 2022.
A message from Steve Gamerov, Head of Diversified Portfolio Management
8 November 2022
It’s certainly been a year of ups and downs in investment markets. Continuing the widespread trend that began earlier this year – inflation, rising interest rates, and energy were once again the main challenges for the quarter ending 30 September 2022.
Market selloff emphasises that this cycle isn’t finished
26 September 2022
The recent share market selloff was a reminder that the correction cycle still has a way to go. Our investment team explain what may lie ahead and how they’re positioning the MySuper portfolios.
A message from Steve Gamerov, Head of Diversified Portfolio Management
10 August 2022
The past financial year has certainly not been one of sailing on smooth waters. Across the globe we continued to fight Covid with its various strains such as Delta and Omicron. MLC’s Head of Diversified Portfolio Management, Steve Gamerov, provides an update on investment markets over the 2021/22 financial year.
A brand-new financial year - what’s ahead for 2022/23
1 August 2022
The start of a new financial year is always busy for businesses and employers. This year we had the added complication of a Federal election in May, with promises from both parties that affect super for your employees.
How interest rate rises could affect you
14 July 2022
With interest rates increasing for the first time in many years, its effects will be felt by all Australians, not just those paying off their homes.
Wondering what responsible investing is all about?
11 July 2022
You may have heard about socially responsible investing – or possibly sustainable investing. Whatever the name, here’s what it means in practice.
Working from home tax deductions: COVID-19
4 November 2021
What can you claim as a tax deduction for working from home during COVID-19?
‘Your Future, Your Super’ - what does it mean?
2 September 2021
The Your Future, Your Super reforms aim to make the super system better for members in four key ways.
