Insights

Stay informed with the latest news and insights.

How much money do you need to retire?

21 May 2024

There’s a whole host of factors that will determine your lifestyle in retirement – super, savings, tax, investment strategy and more. There are tools and strategies that can help you enjoy your retirement if you start preparing for it now.

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How much is the Age Pension in Australia?

21 May 2024

We look at what the current Age Pension rates are, how much extra income you could earn without losing benefits, and how often it’s paid.

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How can you access your retirement savings?

20 May 2024

As retirement approaches, we are faced with important decisions regarding our retirement savings. With the aim of ensuring financial stability throughout your retirement, it’s a good time to weigh up the pros and cons of the various options available to you.

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Potential tax savings through super

20 May 2024

Want to help boost your retirement savings while potentially saving on tax? Here are five smart super strategies to consider before the end of financial year.

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Changes to super from 1 July 2024

20 May 2024

In this article we look at the changes to super rates for the financial year 2024-25, including the increase to the Superannuation Guarantee (SG) and super contributions caps.

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Financial freedom: A comprehensive guide to achieving true financial independence

26 February 2024

In a world of ever-changing economic landscapes, achieving financial freedom has become a universal aspiration. We’ve covered the essential strategies and mindset shifts required to pave the way toward financial independence.

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Talking about money with your partner

23 February 2024

In this article, we will explore the importance of talking about money with your partner, provide tips for initiating the conversation, and offer strategies to manage finances as a team while navigating those conversations successfully.

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Top tips for women to negotiate a higher salary

23 February 2024

Here's how to make a strong case for a salary package that truly reflects your skills and experience.

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7 Tips for Super Savvy Women

23 February 2024

Here are 7 super-savvy tips that can help close the financial gap for a more secure future.

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10 Australian women share their money tips

23 February 2024

Hear how Australian women are finding ways to manage their money better.

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The super moves you should make today

23 February 2024

The super moves you should make today
Your super is your ticket to a comfortable retirement, and a little bit of attention now can make a world of difference later. Following these ten tips can help you supercharge your super.

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The first home super saver scheme: a handy guide for homebuyers 

5 December 2023

The First Home Super Saver Scheme is a valuable initiative to help first-time buyers overcome the challenges of entering the property market.

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Are you retirement ready? Six tips for retirement wellbeing

5 December 2023

Retirement is one of the most significant milestones in our lives, representing the culmination of years of hard work and dedication to a career. To ensure you're as prepared as you can be for a fulfilling retirement, consider these six tips for retirement wellbeing.

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Mortgage vs super: where should I put my extra money?

5 December 2023

It’s a dilemma many of us face – are we better off directing extra money to our mortgage or super? As with most financial decisions, it’s not a one-size-fits-all-approach.

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Helping your parents financially while saving for retirement

5 December 2023

We address how you can provide for your parents financially while still securing your own financial future.

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Am I eligible for the Age Pension?

5 December 2023

Whether you're on the cusp of retirement or just curious about what the future holds, understanding your eligibility for the Age Pension is a very important aspect of retirement planning

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How to help grow your money through compound interest

5 December 2023

Compound interest enables you to earn interest on interest which is accumulated over time. We look at how you can make the most of it.

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Pros and cons of investing in cryptocurrency: a simple guide

21 August 2023

Considering investing in cryptocurrency? We look at the pros and cons to help you make an informed decision on whether it’s right for you.

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Investing in the sharemarket: what you need to know

21 August 2023

Investing in the sharemarket can offer a simple way to grow your wealth. We look at strategies to help reduce risk and some things to be aware of.

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8 signs that indicate you are smart with money

18 August 2023

Anybody at any income or asset level can practice financial discipline and smart money habits. Are you smart with money? We look at the eight signs that may indicate you are.

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Five rules of money management

18 August 2023

No matter your income level or financial goals, everyone can benefit from developing strong money management skills. Here are five rules of money management that can help build a solid foundation for financial wellbeing.

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Help your retirement funds last the distance

18 August 2023

Retirement is a time that many Australians eagerly anticipate, providing plenty of time to pursue hobbies, do more travelling, or simply kick back and enjoy the fruits of your labour. We outline key strategies to help boost and preserve your retirement savings, to help you achieve long-term financial security throughout your golden years.

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Maximising investment property tax deductions

18 August 2023

Investing in real estate has long been a popular choice for Australians seeking to build wealth and secure their financial future. We have outlined the key mechanisms available to investment property owners in Australia to help maximising deductions.

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Super changes from 1 July 2023

18 August 2023

There’s been a series of super changes in recent months. Here’s a brief outline of key changes and what they could mean for you.

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The essentials of estate planning

18 August 2023

Estate planning is a fundamentally important aspect of financial and legal management, as it enables individuals to ensure the orderly distribution of their assets after they pass away. We explore the essentials of estate planning in Australia, including key components, legal considerations, and the importance of seeking professional guidance.

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50/30/20 budgeting strategy

2 June 2023

The 50/30/20 budgeting strategy requires you to designate a portion of your earnings to three categories. We look at how it works and some areas to consider.

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Protecting your super

31 March 2023

The Protecting Your Superannuation legislation is designed to protect your super savings from being eroded, particularly if you have a low account balance. These changes became effective on 1 July 2019. If your super balance is less than $6,000 or you have insurance through your super, it’s worth understanding how these changes may impact you.

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Investing in ESG for a sustainable future

12 December 2022

Issues around environmental, social and governance investing are hot topics for business and corporates. As an organisation, we are tackling ESG and responsible investing head on, with two new senior leadership roles and a range of exciting initiatives that will guide our investing in a sustainable future.

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Building an emergency savings fund

11 November 2022

With the number of unpredictable events that have happened in the past few years from COVID to inflation, being financially prepared for a crisis has never been more important.

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Is your super invested the way you want?

11 November 2022

Understanding the different types of investments in super and how they work, may help you decide if your current investment approach is right for you.

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How to deal with rising inflation

11 November 2022

In this article we look at some of the ways you can offset inflation by continuing to invest, increasing your income or reducing expenses.

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A message from Steve Gamerov, Head of Diversified Portfolio Management

8 November 2022

It’s certainly been a year of ups and downs in investment markets. Continuing the widespread trend that began earlier this year – inflation, rising interest rates, and energy were once again the main challenges for the quarter ending 30 September 2022.

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A message from Steve Gamerov, Head of Diversified Portfolio Management

8 November 2022

It’s certainly been a year of ups and downs in investment markets. Continuing the widespread trend that began earlier this year – inflation, rising interest rates, and energy were once again the main challenges for the quarter ending 30 September 2022.

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Market selloff emphasises that this cycle isn’t finished

26 September 2022

The recent share market selloff was a reminder that the correction cycle still has a way to go. Our investment team explain what may lie ahead and how they’re positioning the MySuper portfolios.

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A message from Steve Gamerov, Head of Diversified Portfolio Management

10 August 2022

The past financial year has certainly not been one of sailing on smooth waters. Across the globe we continued to fight Covid with its various strains such as Delta and Omicron. MLC’s Head of Diversified Portfolio Management, Steve Gamerov, provides an update on investment markets over the 2021/22 financial year.

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A brand-new financial year - what’s ahead for 2022/23

1 August 2022

The start of a new financial year is always busy for businesses and employers. This year we had the added complication of a Federal election in May, with promises from both parties that affect super for your employees.

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How interest rate rises could affect you

14 July 2022

With interest rates increasing for the first time in many years, its effects will be felt by all Australians, not just those paying off their homes.

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Wondering what responsible investing is all about?

11 July 2022

You may have heard about socially responsible investing – or possibly sustainable investing. Whatever the name, here’s what it means in practice.

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Working from home tax deductions: COVID-19

4 November 2021

What can you claim as a tax deduction for working from home during COVID-19?

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‘Your Future, Your Super’ - what does it mean?

2 September 2021

The Your Future, Your Super reforms aim to make the super system better for members in four key ways.

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