Insights
Stay informed with the latest news and insights.
End of Financial Year 2025 Checklist
May 2025
As the EOFY approaches, it’s time to take charge of your finances and maximise your tax savings. Discover actionable tips to reduce your taxable income and optimise your retirement savings.
Planning for retirement? Start with these 5 steps
May 2025
Retirement planning can be daunting, but it doesn’t have to be. We’ve put together these 5 retirement planning steps to help you get started.
Your top 3 super questions answered
March 2025
We’ve put together the answers to three of your most asked questions, so you can stay on top of your super and feel confident for the future.
Super advice – anytime, anywhere
March 2025
Retirement can often feel overwhelming and knowing where to start can be the hardest part. That’s why our super advice and easy-to-use.
6-step test to financial wellness in retirement
November 2024
In retirement, managing your finances wisely and staying flexible can help you make the most of your hard-earned savings. Here’s a six-step checklist to support your financial health throughout retirement.
First home super saver scheme: a guide for homebuyers
6 September 2024
Did you know that you may be able to make voluntary contributions to super to help save for a deposit on your first home? What are the potential benefits of using super? We explain more about the scheme in this article.
Work-life balance – managing career and personal life
6 September 2024
With technology offering a constant connection to work, achieving a good work-life balance can be a challenge. Here are some ideas for finding the right balance between your work life and personal life.
What to do if you're 55 and have no retirement plan
6 September 2024
If you’re thinking, "I'm in my 50s and I have no retirement plan. What do I do now?", first of all, take a deep breath, as it’s not too late to start planning for your retirement.
Keeping your physical and mental wellbeing in retirement
6 September 2024
Retirement can cause a range of emotions so it’s important to not only prepare yourself financially but also emotionally.
MySuper Growth Portfolio delivered a strong 9.8% to 30 June 2024
3 June 2024
Steve Gamerov, Head of Diversified Portfolios at MLC Asset Management digs more deeply into the drivers of performance over the financial year and how the Plum MySuper Growth Portfolio is being positioned for the future.
How much money do you need to retire?
21 May 2024
There’s a whole host of factors that will determine your lifestyle in retirement – super, savings, tax, investment strategy and more. There are tools and strategies that can help you enjoy your retirement if you start preparing for it now.
How much is the Age Pension in Australia?
21 May 2024
We look at what the current Age Pension rates are, how much extra income you could earn without losing benefits, and how often it’s paid.
How can you access your retirement savings?
20 May 2024
As retirement approaches, we are faced with important decisions regarding our retirement savings. With the aim of ensuring financial stability throughout your retirement, it’s a good time to weigh up the pros and cons of the various options available to you.
Potential tax savings through super
20 May 2024
Want to help boost your retirement savings while potentially saving on tax? Here are five smart super strategies to consider before the end of financial year.
Changes to super from 1 July 2024
20 May 2024
We look at the changes to super rates and rules from 1 July 2024, including the increase to the Superannuation Guarantee (SG) rate and super contribution caps.
Financial freedom: A comprehensive guide to achieving true financial independence
26 February 2024
In a world of ever-changing economic landscapes, achieving financial freedom has become a universal aspiration. We’ve covered the essential strategies and mindset shifts required to pave the way toward financial independence.
10 Australian women share their money tips
23 February 2024
Hear how Australian women are finding ways to manage their money better.
How to help grow your money through compound interest
5 December 2023
Compound interest enables you to earn interest on interest which is accumulated over time. We look at how you can make the most of it.
Pros and cons of investing in cryptocurrency: a simple guide
21 August 2023
Considering investing in cryptocurrency? We look at the pros and cons to help you make an informed decision on whether it’s right for you.
Investing in the sharemarket: what you need to know
21 August 2023
Investing in the sharemarket can offer a simple way to grow your wealth. We look at strategies to help reduce risk and some things to be aware of.
8 signs that indicate you are smart with money
18 August 2023
Anybody at any income or asset level can practice financial discipline and smart money habits. Are you smart with money? We look at the eight signs that may indicate you are.
Five rules of money management
18 August 2023
No matter your income level or financial goals, everyone can benefit from developing strong money management skills. Here are five rules of money management that can help build a solid foundation for financial wellbeing.
Help your retirement funds last the distance
18 August 2023
Retirement is a time that many Australians eagerly anticipate, providing plenty of time to pursue hobbies, do more travelling, or simply kick back and enjoy the fruits of your labour. We outline key strategies to help boost and preserve your retirement savings, to help you achieve long-term financial security throughout your golden years.
Maximising investment property tax deductions
18 August 2023
Investing in real estate has long been a popular choice for Australians seeking to build wealth and secure their financial future. We have outlined the key mechanisms available to investment property owners in Australia to help maximising deductions.
The essentials of estate planning
18 August 2023
Estate planning is a fundamentally important aspect of financial and legal management, as it enables individuals to ensure the orderly distribution of their assets after they pass away. We explore the essentials of estate planning in Australia, including key components, legal considerations, and the importance of seeking professional guidance.
50/30/20 budgeting strategy
2 June 2023
The 50/30/20 budgeting strategy requires you to designate a portion of your earnings to three categories. We look at how it works and some areas to consider.
Protecting your super
31 March 2023
The Protecting Your Superannuation legislation is designed to protect your super savings from being eroded, particularly if you have a low account balance. These changes became effective on 1 July 2019. If your super balance is less than $6,000 or you have insurance through your super, it’s worth understanding how these changes may impact you.
Investing in ESG for a sustainable future
12 December 2022
Issues around environmental, social and governance investing are hot topics for business and corporates. As an organisation, we are tackling ESG and responsible investing head on, with two new senior leadership roles and a range of exciting initiatives that will guide our investing in a sustainable future.
Building an emergency savings fund
11 November 2022
With the number of unpredictable events that have happened in the past few years from COVID to inflation, being financially prepared for a crisis has never been more important.
Is your super invested the way you want?
11 November 2022
Understanding the different types of investments in super and how they work, may help you decide if your current investment approach is right for you.
How to deal with rising inflation
11 November 2022
In this article we look at some of the ways you can offset inflation by continuing to invest, increasing your income or reducing expenses.
A message from Steve Gamerov, Head of Diversified Portfolio Management
10 August 2022
The past financial year has certainly not been one of sailing on smooth waters. Across the globe we continued to fight Covid with its various strains such as Delta and Omicron. MLC’s Head of Diversified Portfolio Management, Steve Gamerov, provides an update on investment markets over the 2021/22 financial year.
A brand-new financial year - what’s ahead for 2022/23
1 August 2022
The start of a new financial year is always busy for businesses and employers. This year we had the added complication of a Federal election in May, with promises from both parties that affect super for your employees.
How interest rate rises could affect you
14 July 2022
With interest rates increasing for the first time in many years, its effects will be felt by all Australians, not just those paying off their homes.
Wondering what responsible investing is all about?
11 July 2022
You may have heard about socially responsible investing – or possibly sustainable investing. Whatever the name, here’s what it means in practice.
Working from home tax deductions: COVID-19
4 November 2021
What can you claim as a tax deduction for working from home during COVID-19?
