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What’s insurance in super?

Insurance in super

It’s important to get the right cover for you—it’s your future after all.

Applying for cover

What’s different about insurance in super?

Insurance in super is exactly what it sounds like—it’s insurance cover available through your super account. It can be a tax-friendly way to protect yourself and your loved ones, when life doesn’t go to plan.

This is because the cost of your insurance, otherwise known as premiums—are deducted from your super account (which means your take-home income won’t be impacted).

A family of four playing in the ocean.

This super short video explains why insurance in super might be for you

Finding the right insurance cover for you

Getting the cover that suits your needs is important because the cost of insurance cover will reduce your retirement savings.

Why choose Plum Super for insurance?

We care about protecting your future.

To do this, we work with your employer to choose an insurer that’s right for your insurance in super needs.

We also work with a number of major insurance companies to make sure that we have insurance that best suits your industry.

To find out more about all the benefits of your plan, you can speak to your employer, log in to your account or call us.

How do I get insurance in super with Plum?

To be eligible for insurance cover, you must be a member with us. You must also be an Australian Resident and aged between the relevant ages (and meet other requirements as explained in the Insurance Guide).

Useful terms

Insurance can be complicated. We’re here to help simplify things for you.

Insurance dictionary