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What’s insurance in super?

Insurance in super

It’s important to get the right cover for you—it’s your future after all.

What’s different about insurance in super?

Insurance in super is exactly what it sounds like—it’s insurance cover available through your super account. It can be a tax-friendly way to protect yourself and your loved ones, when life doesn’t go to plan.

This is because the cost of your insurance, otherwise known as premiums—are deducted from your super account (which means your take-home income won’t be impacted).

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This super short video explains why insurance in super might be for you


Finding the right insurance cover for you

Getting the cover that suits your needs is important because having insurance cover can reduce your super balance.

How do I get insurance in super with Plum?

To be eligible for insurance cover, you must be a member with us. You must also be an Australian Resident or eligible to work in Australia and aged between the relevant ages (as explained in the Insurance Guide). Once you’re eligible, we’ll provide you with automatic insurance cover.

To apply for Plum Voluntary insurance please complete the Insurance form by logging in to your account.

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Useful terms

Insurance can be complicated. We’re here to help simplify things for you.