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Looking for an insurance form?

Looking for an insurance form?

Find the insurance form you need below.

Apply for or increase your insurance

If you’d like to apply for insurance cover, you’ll need to complete an insurance application form. You can find this form by logging in to your online account or by calling us on 1300 55 7568.

When completing an insurance application form it’s important to know that:

  • To be eligible for insurance cover, you must be a member with us.
  • You’ll be asked questions about your age, job, medical history, family history, lifestyle and if you take part in any high-risk sports or hobbies. It’s important to let us know about anything that could reasonably impact the decision to insure you.

Apply to increase your insurance without health evidence

Your plan may offer the option to increase your insurance cover without providing health evidence.

If you’ve had one of the specific life events (as listed in your Insurance Guide) and you meet the eligibility requirements, you may be able to increase your Death and Total & Permanent Disability (TPD) insurance. Life events includes such things as getting married, buying your first home or having a child.

Log in to your online account to check if your plan provides this option.

Transfer Your Insurance

If you’re like many Australians, you’ve probably got a few super accounts and may have insurance through these as well. Find out more about why bringing your super and insurance together in one account makes sense.

To Transfer your insurance, check if your plan provides this option by logging in to your online account, and look for the Transfer Your Insurance Form.

Changing or cancelling your cover

You can apply to change or cancel your insurance cover at any time, simply complete the Insurance form available at plum.com.au or contact us on 1300 55 7586.

Younger Plum Super members and members with low super balances

Use this form to tell us if you want insurance in super or if you don’t want us to provide cover automatically.

Choose if you want insurance cover in super form (PDF)

We’re not able to automatically provide any insurance until you’re at least age 25 and your account balance has reached $6,000 (unless your employer pays for your insurance). Find out more about Putting Members’ Interests First (PMIF) before completing this form.

Use this form to tell us that you’d like to reinstate your insurance in super that was cancelled because you’re not at least age 25 and your account balance hasn’t reached $6,000.

Reinstate and Keep My Insurance Cover form (PDF)

Keep your cover if you have an inactive account

Use this form to let us know that you’d like to keep your insurance offered through your super account—even if your account becomes inactive (over 16 months without a contribution or rollover).

Choose to keep my insurance cover form (PDF)

Nominate a beneficiary

Use this form if you’d like to nominate someone to receive your super (including any insurance amount) if you pass away.

Beneficiary nomination form (PDF)

Fixing your cover

Use this form to fix your amount of Death-only or Death and TPD cover in your Plum Personal Plan account.

Log in to complete the online form or download the Fix your cover form (PDF) and return it to us.

Product information

View the latest Premium Rates for Plum Personal Plan, BHP Super Plan (Retained Benefits Division & Spouse Division) & BHP Superannuation Fund (Retained Benefits Division).

Plum Personal Plan, BHP Super Plan (Retained Benefits Division & Spouse Division) & BHP Superannuation Fund (Retained Benefits Division) Premium Rates flyer

To learn more about Plum Personal Plan, click here.

Here are some useful terms commonly used

Beneficiaries
When you pass away, your super can be paid directly to certain eligible dependents or your legal personal representative. You can nominate who it will be paid to by completing a binding, non-binding or reversionary nomination. You can view the Nominate a beneficiary for your super section for more information.

Benefit payment period
The maximum amount of time that a Salary Continuance Insurance (SCI) benefit may be paid for.

Eligibility requirements
These are set out in the insurance policy. You’ll find more information about eligibility requirements in the relevant Insurance Guide which forms part of the Product Disclosure Statement (PDS).

Inactive account
Super account that hasn’t received a contribution or a rollover for 16 months.

Life events
Significant life events such as, completing university, getting married or divorced, having or adopting a child and taking out a mortgage or loan. You may need to review your insurance when a life event happens to you to make sure your life insurance cover, and the amount of insurance cover, meets your changing financial protection needs.

Premiums
Premiums are charged by the insurer and are calculated based on the type and amount of insurance you have. Premiums can also vary based on things like your age, gender, and occupation. Your health history and lifestyle may impact your premiums in the event you choose to increase your insurance.

Underwriting
Insurance cover can be automatically provided without evidence of health or medical information. On the other hand, “underwriting” refers to insurance that is provided only after an assessment by the insurer based on individual personal, employment and health information. The amount and type of insurance cover that the insurer is prepared to offer and the cost of the insurance is based on the level of risk to insure you. Once you have been through the underwriting process, the insurer will be able to decide whether or not to provide you with insurance cover, what type, and how much.

Uninsurable
When the insurer determines that a member's individual circumstances mean the risk of providing insurance cover for them is too high. This is mainly due to employment or health reasons and means that insurance cover is unable to be provided.

Waiting period
The minimum time period you must wait before you start receiving your SCI benefit payment, for example 30, 60 or 90 days–see your relevant Insurance Guide.

Not what you’re looking for?

For super forms, documents such as the Product Disclosure Statements, see the forms and publications page.