Products & services

Plum Personal Plan

  • The Plum Personal Plan is part of Plum Super. Plum Super is part of the MLC Super Fund of which NULIS Nominees (Australia) Limited is the Trustee. The Trustee is part of the Insignia Financial Group of Companies. It is one of the many products available to help you get the most out of your super. The Plum Personal Plan has been designed to enable members to stay with Plum Super, even after they have left their employer.

    Some of the key features of the Plum Personal Plan may include:


    • no entry fees;
    • the option to apply for death, Total and Permanent Disablement (TPD) and salary continuance insurance cover;
    • using BPAY® to make non-concessional contributions;
    • competitive fees* including wholesale investment fees;
    • being able to continue to grow your super with employer or personal contributions;
    • access to a wide range of investment options;
    • continued 24 hour, 7 days a week access to your account using the Plum Super website and automated telephone service; and
    • automatic transfer of your insurance cover** at group premium rates (if you have transferred from an employer plan within Plum Super).

    ®Registered to BPAY Pty Ltd ABN 69 079 137 518

    Compare apples with apples. Chant West has awarded Plum Personal Plan with their 5 Apples Super Rating 2018. For more information about the methodology used by Chant West, see


  • There are two ways to join the Personal Plan:

    1. You leave your employer – Your benefit will be automatically transferred to the Personal Plan if you don’t choose another superannuation fund***. You will continue to have access to many of the services available in your employer plan.
    2. You are the spouse of a Plum Super member or an existing member of Plum Super – With an account balance of $2,000 or more, you can apply to join, and gain access to many of the services available in Plum Personal Plan.
  • If so, you might consider transferring these into the Plum Personal Plan. By doing so, you can avoid paying multiple administration fees and insurance premiums - and only need to manage one account.

    Simply click on Consolidate your superannuation benefits and follow the steps!

  • For further information on joining the Plum Personal Plan go to the Forms & Publications section of the site. If you would like further assistance

    Call us on 1300 55 7586

    Outside of Australia call +61 3 9966 5813

    8am to 7pm AEST (8pm daylight savings time),
    Monday to Friday or chat with us online.


* Other fees apply as outlined in the PDS available on the Forms & Publications section of the website
** Your death or death and TPD cover will automatically transfer to the Plum Personal Plan and become a fixed amount. Refer to the PDS for more details.
*** After your employer notifies us that you have left them, your benefit will be transferred to the Plum Personal Plan 30 days after we write to you.