If you do not make a beneficiary nomination, we will consider all of your dependants and decide who receives your death benefit*, taking into consideration your personal circumstances at the time of your death.

For many people, super may represent a substantial part of their total wealth. However, super (and any life insurance held in super) doesn’t automatically form part of your estate. So just because you may already have a Will, doesn’t necessarily mean your super will pass to the people you want in the event of your death. This is why it’s important to update your beneficiary nomination, to help ensure your wishes are followed.

Tip: keep a copy of these type of instructions, such as your beneficiary nomination and your Will, in the same place, so your executor knows who your nominations are.

A beneficiary nomination for your super benefit may be invalid if:

• the percentage allocation you requested does not add up to 100%.
• the form has been incorrectly witnessed.
• the form has been incorrectly signed and dated.
• a nominated beneficiary dies before you (even if other nominated beneficiaries are alive).
• a nominated beneficiary is not considered a dependant or legal personal representative at the time of your death, e.g. you have divorced your former spouse.

If you have a binding beneficiary nomination that expires after 3 years, this will also become invalid when it expires unless it is replaced. To find out your beneficiary nomination details please log in to your account.

You can nominate a reversionary beneficiary to receive your pension in the event of your death. A reversionary nomination or automatic spouse beneficiary nomination can only be made at the time of opening a new pension account and cannot be changed while the account is active. Find out more about who is eligible to receive your super as a pension. If you're an existing social security recipient, this may impact your entitlements, so you should consider this before taking action.

If you wish to change or remove an existing reversionary or automatic spouse beneficiary nomination, please contact us on 1300 55 7586 between 8am and 7pm, Monday to Friday (AEST).

Yes, if you'd like to update your beneficiaries on more than one account or policy, you’ll need to submit a request for each account or policy.

No, you can only add or change your beneficiary online. If you'd like to remove and not replace an existing beneficiary nomination, please contact us on 1300 55 7586 between 8am and 7pm, Monday to Friday (AEST).