We’re not able to automatically provide you with insurance cover until you’re at least age 25 and your super account balance has reached $6,000. So, you need to tell us if you want it before then.

Log in and choose to have cover

You can also download the PDF form and once completed, return it to us.

If you’ve received a letter to let you know your insurance cover has been cancelled due to the government’s changes, it may include the option to reinstate your insurance cover—provided you take the steps by the date shown in your cancellation letter. We’ll let you know in writing if your cover has been reinstated.

If your insurance cover is cancelled then your insurance cover will no longer be available to you and you won’t be able to claim for events that happen from the date your insurance cover is cancelled. Although you won’t be able to claim on cancelled insurance cover for any events that happen after 31 March 2020, you can still claim for events that happen before then.

If you don’t want your insurance cover in super reinstated, you don’t need to do anything.

If you change your mind in the future and would like to have insurance cover, you’ll need to apply for cover and you may need to provide personal, medical and employment information and your application will need to be assessed and approved by the insurer.

You can apply for other types and amounts of insurance cover by completing a form with your personal, medical and employment information. Your application will also need to be assessed and approved by the insurer.

For information about the eligibility requirements, how much you can apply for, what you’re covered for, when it starts and stops, any occupational ratings that might apply, limitations and exclusions and your insurance options—refer to the relevant Insurance Guide.